Loan Types
Just like you, each loan type is unique and we will help you find the one that best fits your needs. Below are just a few examples to read about.
FHA
Low down payment (as low as 3.5%)
FHA Loans are government-backed mortgages designed for low-to-moderate
income borrowers who may have lower credit scores. They require a lower minimum down
payment and are more accessible than conventional loans.
Learn moreVA
No down payment required.
VA Loans are mortgage loans available to veterans, service members, and
their spouses. They are backed by the Department of Veterans Affairs and offer significant
advantages for those who have served our country.
Learn moreConventional
Competitive interest rates.
Conventional Loans are traditional home financing options suitable for
borrowers with a good credit score and a stable financial background. They offer flexibility in
terms and conditions, making them a popular choice for many homebuyers.
Learn moreMinimal or no down payment
Down payment assistance
Downpayment Assistance Loans are designed to help first-time homebuyers and those with
limited funds to cover the initial costs of buying a home. These loans work alongside your primary mortgage to cover down payment and sometimes closing costs, making homeownership more
accessible.
Learn moreUnique Loan Programs
We offer several different types of loans to fit your needs. Some examples include:
New Construction
Purchase to Rehab
Investor Loans and Blanket Liens
Bank Statement Loans
Please call us to discuss your unique situation.