Loan Types

Just like you, each loan type is unique and we will help you find the one that best fits your needs. Below are just a few examples to read about.

FHA

Low down payment (as low as 3.5%)

FHA Loans are government-backed mortgages designed for low-to-moderate income borrowers who may have lower credit scores. They require a lower minimum down payment and are more accessible than conventional loans.
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VA

No down payment required.

VA Loans are mortgage loans available to veterans, service members, and their spouses. They are backed by the Department of Veterans Affairs and offer significant advantages for those who have served our country.
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Conventional

Competitive interest rates.

Conventional Loans are traditional home financing options suitable for borrowers with a good credit score and a stable financial background. They offer flexibility in terms and conditions, making them a popular choice for many homebuyers.
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Minimal or no down payment

Down payment assistance

Downpayment Assistance Loans are designed to help first-time homebuyers and those with limited funds to cover the initial costs of buying a home. These loans work alongside your primary mortgage to cover down payment and sometimes closing costs, making homeownership more accessible.
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Unique Loan Programs

We offer several different types of loans to fit your needs. Some examples include:
  • New Construction

  • Purchase to Rehab 

  • Investor Loans and Blanket Liens

  • Bank Statement Loans

Please call us to discuss your unique situation.